We’re working with Techo-Bloc and EnerBank to bring you “Pave Now, Pay Later”!
Bartz Landscaping is a Techo-Pro. Pave Now Pay Later is reserved for contractors who are qualified through certifications and quality of work.
Pave Now, Pay Later offers unsecured loans that are not equity based – your approval is based on your credit.
Pave Now, Pay Later can be used on any projects between $4,000 and $75,000.
Pave Now, Pay Later can be used for part of a project or for your full project. You can wrap your add-ons into your loan.
Pave Now, Pay Later has a quick and easy online loan application that typically only takes about 5-10 minutes to fill out and submit!
Our Pave Now, Pay Later program has excellent terms! 12 months SAME AS CASH financing – no interest for the first 12 months.
EnerBankUSA is America’s Home Improvement Lender of Choice.
*12 Month Same-As-Cash Loan* *Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of February 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
Unsecured / Personal Loans
No Stage Funding, Loans Fund 100% Up-Front
No Equity / No Appraisal
Minimal Documents Required
Loans fund in 5-7 business days, on average
Fixed Rates as low as 2.99%
Terms up to 20 years
Loans up to $500,000
All Projects Accepted
“You Dream It, We Finance It”
* HFS Financial is not a lender or a broker. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by lenders and brokers. Not all will qualify. Rates, terms and programs are subject to change without notice. Exact interest rate determined by credit profile.